Funktionsfähigkeit der Institutssicherungssysteme bewahren und Vergemeinschaftung der Einlagensicherungsfonds verhindern

This procedure concerns the functioning of national deposit guarantee schemes within the EU. It aims to ensure these systems remain effective and prevent the pooling of national funds into a common EU deposit insurance fund. This affects bank customers and financial institutions by ensuring the stability of their deposits. It also impacts national financial policies and the structure of EU financial regulation.