Durchleuchtung von Finanzdaten von Verbraucherinnen und Verbrauchern durch Auskunfteien wie der SCHUFA

This procedure is a parliamentary inquiry regarding how credit agencies, such as SCHUFA, collect and analyze the financial data of consumers. It seeks to clarify the transparency and legality of the automated scoring systems used to assess creditworthiness. This affects consumers in Germany who rely on credit scores for loans, housing, and contracts, as well as the credit agencies managing this sensitive personal data.