Bericht der Kommission an das Europäische Parlament und den Rat Überprüfung der Richtlinie 94/19/EG über Einlagensicherungssysteme KOM(2010) 369 endg.; Ratsdok. 12387/10

This report reviews the effectiveness of the EU's Directive on Deposit Guarantee Schemes (DGS), which protects bank depositors in case of bank failure. It assesses whether the existing rules adequately safeguard savings and ensure financial stability across member states. The review impacts bank customers by ensuring their deposits are protected up to a certain limit. It also affects financial institutions by assessing their compliance with DGS requirements and potential need for regulatory updates.