Uniform rules for resolution of credit institutions & investment firms (SRM & SRF)

This procedure sets out uniform rules and procedures for resolving failing credit institutions and certain investment firms. It aims to ensure financial stability and protect depositors by providing a clear framework for winding down banks in an orderly manner.

The rules establish a Single Resolution Mechanism and a Single Bank Resolution Fund. This affects banks, investment firms, depositors, and the financial sector by ensuring a consistent approach across the EU.