RTS: Liquidity outflow/inflow rates for cross-border credit facilities

This regulation sets out specific criteria for banks and financial institutions to use preferential liquidity rates for undrawn credit or liquidity facilities. It focuses on facilities shared across borders within the same corporate group or an institutional protection scheme, ensuring that liquidity risk is managed consistently across the EU.

This affects banks, credit institutions, and insurance companies operating in multiple EU member states. It changes how they calculate potential liquidity outflows and inflows, potentially reducing the amount of liquid assets they must hold for certain internal facilities.