supplementing Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical standards specifying adjustment of own funds requirement and minimum features of stress testing programmes of issuers of asset-referenced tokens or of e-money tokens

This procedure sets out technical rules for digital tokens that are linked to assets or electronic money. It ensures these tokens are safe and stable, protecting users and the financial system. This is part of the EU's broader strategy to regulate digital finance. It specifies how issuers of these tokens must calculate their capital requirements and conduct stress tests. This aims to ensure they can withstand financial shocks and continue operating reliably, affecting issuers and users of these digital financial products.