RTS: Own funds & stress testing for asset-referenced and e-money tokens

This procedure sets out technical rules for digital tokens that are linked to assets or electronic money. It ensures these tokens are safe and stable, protecting users and the financial system. This is part of the EU's broader strategy to regulate digital finance.

It specifies how issuers of these tokens must calculate their capital requirements and conduct stress tests. This aims to ensure they can withstand financial shocks and continue operating reliably, affecting issuers and users of these digital financial products.