RTS: Methodology for minimum own funds and eligible liabilities (Dir 2014/59/EU)

This regulation sets out the technical standards for calculating the minimum amount of own funds and eligible liabilities that banks must hold. It aims to ensure that financial institutions have enough stable funding to survive periods of market stress, reducing the risk of bank failures and protecting the wider economy.

This affects banks and credit institutions across the EU. It changes how they calculate their funding requirements and determines which assets qualify as eligible liabilities for regulatory purposes.