Regulation on individual portfolio management of loans by crowdfunding service providers, specifying the elements of the method to assess credit risk, the information on each individual portfolio to be disclosed to investors

This regulation sets detailed rules for crowdfunding service providers managing loan portfolios. It aims to ensure investor protection and market integrity by standardizing how credit risk is assessed and how information is disclosed to investors.

It specifies requirements for individual portfolio management, credit risk assessment methods, investor disclosures, and contingency fund policies. This affects crowdfunding platforms, investors, and businesses seeking loans through these platforms.