Basel II and CRD 4 Capital Requirements Directive revision

This procedure focuses on updating the rules for how much capital banks must hold to ensure they can withstand financial shocks. By revising the Capital Requirements Directive, the EU aims to strengthen the stability of the banking sector and prevent systemic financial crises.

This affects banks, credit institutions, and financial supervisors. It introduces stricter requirements for capital adequacy and risk management to protect investors and the broader economy.