OUG nr. 52/2016 privind contractele de credit oferite consumatorilor pentru bunuri imobile, precum şi pentru modificarea şi completarea Ordonanţei de urgenţă a Guvernului nr. 50/2010 privind contractele de credit pentru consumatori

This emergency ordinance updates rules on credit agreements for consumers buying immovable property. It aims to align national law with EU directives, ensuring better consumer protection in mortgage lending. It affects consumers seeking mortgages and credit institutions providing these loans. The ordinance also amends previous regulations on consumer credit to ensure consistency.