Ordonanţa de urgenţă nr. 5/2026 pentru modificarea şi completarea unor acte normative în domeniul instituţiilor de credit, adecvării capitalului şi serviciilor de plată

This Romanian emergency ordinance updates the legal framework governing credit institutions, capital adequacy, and payment services. It aims to ensure the stability and efficiency of the national financial system by refining the rules that banks and payment providers must follow. This measure primarily affects commercial banks, credit institutions, and electronic payment service providers operating in Romania, requiring them to comply with updated regulatory and capital standards.