Decreto-Lei n.º 31/2022, de 6 de maio, Diário da República n.º 88/2022, Série I de 2022-05-06, que Aprova o Regime Jurídico das Obrigações Cobertas e transpõe a Diretiva (UE) 2019/2162 e a Diretiva (UE) 2021/2261
This decree-law establishes the legal framework for covered bonds, which are debt securities backed by specific assets. It aims to enhance financial stability and facilitate access to credit for businesses and individuals. This legislation affects banks and other financial institutions issuing covered bonds, as well as investors in these securities. It ensures greater protection for bondholders and promotes the development of the mortgage credit market.