L.N. 84 of 2005 CONSUMER AFFAIRS ACT (CAP. 378) Consumer Credit Regulations, 2005

These regulations establish the legal framework for consumer credit agreements in Malta. They aim to ensure transparency and fairness in how credit is extended to individuals, protecting borrowers from unfair contract terms and ensuring they have clear information before entering a loan agreement. This affects consumers taking out loans or credit lines and the financial institutions or lenders providing these services within Malta.