Attuazione della direttiva 2007/64/CE, relativa ai servizi di pagamento nel mercato interno, recante modifica delle direttive 97/7/CE, 2002/65/CE, 2005/60/CE, e che abroga la direttiva 97/5/CE.

This legislative decree implements EU rules designed to harmonize payment services across the internal market. It aims to increase competition, improve consumer protection, and ensure the security of electronic payments within the European Union. Financial institutions and payment service providers in Italy must comply with these updated standards. The changes affect how digital transactions are processed and how consumer rights are protected during financial exchanges.