"Divieto di stipulare contratti di assicurazione contro i danni con effetto differito di oltre un anno"

This legislative act proposes a ban on damage insurance contracts that have a deferred effect of more than one year. The goal is to protect consumers from long-term commitments that may lack transparency or fair value. This measure primarily affects insurance companies and policyholders in Italy, limiting the types of deferred insurance products that can be legally offered to the public.