← 🇮🇪 Oireachtas (Dáil Éireann and Seanad Éireann)/STATUTORY INSTRUMENT (REGULATION OR ORDER)72008L0048IRL_258024
DIRECTIVE 2008/48/EC OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC (as amended by Article 57 of Regulation (EU) 2016/1011 of the European Parliament and of the Council of 8 June 2016 on indices used as benchmarks in financial instruments and financial contracts or to measure the performance of investment funds and amending Directives 2008/48/EC and 2014/17/EU and Regulation (EU) No 596/2014)
This directive sets out rules for credit agreements offered to consumers across the EU. It aims to ensure fair practices and provide clear information, protecting consumers when they borrow money. It affects consumers seeking loans and credit, as well as financial institutions providing these services. The directive ensures consistent standards for credit information and rights.