logement – Taux d'usure et accès à la propriété

This written question concerns the impact of usury rates on access to home ownership in France. It seeks clarification on how current regulations affect the ability of individuals, particularly first-time buyers, to obtain mortgages and purchase property. The question highlights potential barriers to property ownership for certain segments of the population. It aims to understand the government's perspective on whether these rates hinder market access and what measures, if any, are being considered to facilitate access to housing.