logement : aides et prêts – L'inadaptation du mode actuel de calcul du taux d'usure

This written question concerns the current method for calculating the usury rate for housing loans in France. It highlights potential issues with this calculation method and its impact on access to credit for borrowers. The question seeks clarification on the adequacy of the current system and its potential consequences for individuals seeking housing loans, particularly in the context of rising interest rates.