logement : aides et prêts – Frais d'assurance des emprunteurs dans le calcul du taux d'usure

This written question asks about including borrower insurance costs when calculating the maximum legal interest rate (usury rate) for loans. This affects how much interest banks can charge on loans. The question seeks clarification on whether these insurance costs are currently factored in, impacting borrowers' access to credit and the overall cost of borrowing.