Généraliser la clause de portabilité aux offres de prêts immobiliers

This legislative proposal aims to make mortgage loan portability a standard feature for all home loan offers. Portability allows borrowers to transfer their existing loan conditions to a new property if they decide to move, preventing them from having to renegotiate terms or pay high penalties. This change primarily affects homeowners and mortgage lenders. It provides greater flexibility for people moving house and protects borrowers from losing favorable interest rates when changing properties.