Décret no 2011-136 du 1er février 2011 relatif à l’information précontractuelle et aux conditions contractuelles en matière de crédit à la consommation

This decree sets out the rules for providing pre-contractual information and the contractual terms for consumer credit in France. It aims to ensure consumers receive clear and comprehensive details before taking out a loan. This affects consumers seeking credit and financial institutions offering it. It standardizes information requirements to promote transparency and protect borrowers.