Décret n° 2002-927 du 10 juin 2002 relatif au calcul du taux effectif global applicable au crédit à la consommation et portant modification du code de la consommation JORF du 11 juin 2002, page 10357

This decree establishes the rules for calculating the overall effective rate (APR) applicable to consumer loans in France. It ensures that the cost of credit is transparent and standardized, allowing consumers to compare different loan offers accurately. This measure affects consumers taking out loans and financial institutions providing credit, as it modifies the French Consumer Code to standardize interest and fee disclosures.