Créer un mécanisme de double guichet garantissant une indemnisation juste, graduée et durable des sinistres liés au retrait-gonflement des argiles et à sécuriser le modèle de prévention du bâti existant

This French bill proposal, introduced in the National Assembly, would create a 'double guichet' (two-window) mechanism to compensate damage caused by the shrinking and swelling of clay soils (retrait-gonflement des argiles). Clay soils expand when wet and contract when dry, which can crack houses and other buildings, and such episodes are becoming more frequent with drought. The proposal also aims to protect the existing system for preventing damage to buildings. Based on the title alone, the bill seeks compensation that is fair, scaled to the damage, and sustainable over time. Homeowners and occupants of buildings in areas exposed to clay soil movement would be most directly affected, as would insurers and public compensation schemes that cover these losses. The text may also affect construction and prevention standards for existing buildings. The full text would be needed to confirm the specific eligibility rules and funding arrangements.