banques et établissements financiers – Difficultés d'accès à la propriété : mode de calcul du taux d'usure

This written question concerns the calculation of the usury rate for banks and financial institutions in France. It seeks clarification on how this rate is determined, which impacts lending practices and access to property for citizens. The question is posed to the government, likely affecting borrowers, lenders, and the real estate market. It aims to ensure transparency and fairness in financial regulations related to property ownership.