Circular número 12/96 de 29/11/1996, a entidades de crédito. Modificación de la Circular 5/93, de 26 de marzo, sobre determinación de los recursos propios mínimos. Boletín Oficial del Estado número 304 de 18/12/1996 Página 37574 (Marginal 28218)

This circular updates rules for credit institutions regarding the minimum own funds they must hold. It amends a previous circular from 1993, ensuring financial stability and proper functioning of the banking sector. This affects banks and other credit providers in Spain. The changes relate to how their capital reserves are calculated and maintained, impacting their regulatory compliance.