Projet de loi transposant la directive (UE) 2023/2225 du Parlement européen et du Conseil du 18 octobre 2023 relative aux contrats de crédit aux consommateurs et abrogeant la directive 2008/48/CE et modifiant certaines dispositions du Code de droit économique.

This Belgian government bill would transpose EU Directive 2023/2225 on consumer credit contracts into national law. The EU directive replaces the 2008 Consumer Credit Directive and aims to update rules for loans offered to consumers, including those arranged online or through new digital channels. The bill also amends parts of the Belgian Code of Economic Law to align national rules with the EU framework. The main groups affected are consumers taking out credit, and lenders and credit intermediaries operating in Belgium. Changes are expected to concern information duties before a contract is signed, creditworthiness assessment, and the rules applying to credit agreements. This summary is based on metadata only, not the full legislative text.