This is a government bill (Regierungsvorlage) in Austria's National Council proposing changes to the Bankwesengesetz, the Austrian Banking Act, which sets the core rules for banks and credit institutions. Based on its title and subject tags alone, the amendment concerns the regulation of credit business and financial services, with some connection to information and data handling. Banks and credit institutions operating in Austria, and their customers, are the likely parties affected. The exact provisions, obligations and timelines cannot be determined from this metadata and would need to be checked in the full bill text.