Amendment: Solvency margin for non-life insurance (Directive 73/239/EEC)
This procedure updates the financial requirements for non-life insurance companies to ensure they hold enough capital to remain solvent. By strengthening these margins, the EU aims to protect policyholders and maintain the stability of the insurance market during financial crises.
Non-life insurance providers are affected by these new capital requirements. This change ensures that consumers are better protected if an insurance company faces financial failure.
Documents
[DE] Gesetz zur Umsetzung aufsichtrechtlicher Bestimmungen zur Sanierung und Liquidation von Versicherungsunternehmen und Kreditinstituten. BGBl Teil I n° 59 vom 16/12/2003 p. 2478 — https://www.gesetze-im-internet.de/gaststg/BJNR192910019.html
national transposition · DE · 2026-08-21
[PL] Rozporządzenie Ministra Finansów z 28 listopada 2003 w sprawie wyliczania wysokości marginesu wypłacalności oraz minimalnej wysokości kapitału gwarancyjnego dla działów i grup ubezpieczeń — https://isap.sejm.gov.pl/isap.nsf/DocDetails.xsp?id=WDU20030000211
national transposition · PL · 2026-08-16
The solvency margin requirements for non-life insurance undertakings (amendment of Directive 73/239/EEC)
report · EN · 2026-05-05