Amendment: Regulations 260/2012 & 2021/1230 on instant credit transfers in euro
This procedure aims to update existing rules to make instant credit transfers in euro as accessible and affordable as standard transfers. It ensures that payments across the euro area are processed in seconds, regardless of the payment service provider used, promoting a more efficient and competitive digital payment landscape.
This will primarily affect banks and payment service providers, who must implement the technical capacity for instant payments. For consumers and businesses, it means faster access to funds and lower costs for cross-border transfers within the euro area.
Documents
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
proposal · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
position · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
report · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
report · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
report · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
proposal · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
report · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
proposal · EN · 2026-05-03
Amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
proposal · EN · 2026-05-03