Recent meetings
No recorded meetings with EU commissioners.
Mission & Goals
ProCredit Bank is a development-oriented commercial bank. The bank offers high-quality services to micro, small, and medium-sized enterprises, providing them with financial solutions tailored to their specific needs. For individuals, we aim to become a universal bank dedicated to clients who prefer to manage their banking operations through electronic channels, offering savings and lending services to meet their various financial needs.
EU Legislative Interests
Payments & Open Finance: PSD3 and the Payment Services Regulation (PSR); Financial Data Access (FIDA); Instant Payments Regulation; Payment Accounts Directive (PAD) review; SEPA framework/EPC rulebooks (SCT, SCT Inst, SDD). AML/CFT: EU AML package (AMLR, AMLD6) and the Anti-Money Laundering Authority (AMLA); Funds Transfer Regulation (incl. crypto-asset transfers). Prudential & Resolution: CRR/CRD (capital and liquidity), BRRD/CMDI reforms; Supervisory reporting simplification. Deposit protection: DGSD review (coverage, funding, payout, cross-border aspects). Digital resilience & cybersecurity: DORA, NIS2 (financial sector interfaces), incident reporting and third-party risk. Crypto & market infrastructure: MiCA, settlement and custody standards, interaction with TFR. Consumer protection: Consumer Credit Directive (CCD II), Mortgage Credit Directive (MCD) review, retail payments fraud/strong customer authentication. Data & AI: Data Act, GDPR interfaces for financial services, AI Act (credit scoring, AML screening). Sustainable finance: CSRD/ESRS, EU Taxonomy, SFDR—proportionality for banks/SMEs and green lending frameworks. Capital Markets Union: SME listing/factoring/securitisation measures that expand financing options for Moldovan firms operating with EU partners.
Communication Activities
n/a.
Interests Represented
Promotes their own interests or the collective interests of their members
Member Of
ProCredit Holding AG, link: https://www.procredit-holding.com Moldovan Banks Association
Organisation Members
n/a