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Monzo Bank Europe

Dublin, IRELANDDesignated Activity CompanyReg: 5404746102334-91Since 04/02/2026

Budget

Not declared

EP Access

1

accredited persons

Staff

3

1.2 FTE

EU Grants

None

Mission & Goals

Monzo Bank Europe is authorised by the European Central Bank and regulated by the Central Bank of Ireland as a licensed bank as of 16 December 2025. Headquartered in Dublin, Ireland serves as the European base for Monzo, the UK’s leading digital bank, with a mission to make money work for everyone. With more than 14 million customers including 800,000 business customers in the UK, we pride ourselves for pioneering features like the Gambling Block, Call Status, Added Security, Undo Payments and Tax Pots, co-creating with our customers to deliver products and tools that put them in control of their finances.

EU Legislative Interests

Proposal for a regulation on payment services in the internal market (PSR) Proposal for a directive on payment services and electronic money services in the Internal Market (PSD3) Regulation establishing the European Digital Identity Framework (Digital ID) Proposal for a regulation on a framework for Financial Data Access (FIDA) Proposal for a regulation on the establishment of the digital euro (Digital Euro) Regulation on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing (AMLR) Regulation laying down harmonised rules on artificial intelligence (AI Act) Savings and Investment Union Digital Fairness Act 28th Regime Digital Omnibus European Business Wallet Initiative AMLA

Communication Activities

N/A

Interests Represented

Promotes their own interests or the collective interests of their members

Member Of

European Fintech Association Banking and Payments Federation Ireland

Commissioner Meetings

No recorded meetings with EU commissioners.