European Third Party Providers Association
Recent meetings
| Date | Commissioner / Cabinet | Topic | File |
|---|---|---|---|
| 15 Jan 2026 | Eric Ducoulombier Acting Director | Exchange of views on open banking | SRC |
| 15 Jan 2026 | Eric Ducoulombier Acting Director | Exchange of views on open banking | — |
| 30 Sept 2025 | Eric Ducoulombier Acting Director | PSR negotiations | — |
| 30 Sept 2025 | Eric Ducoulombier Acting Director | PSR negotiations | SRC |
| 20 Mar 2025 | Maria Luís Albuquerque Commissioner | ETPPA presented their main concerns on digital finance and payment files | — |
| 20 Mar 2025 | Maria Luís Albuquerque Commissioner | ETPPA presented their main concerns on digital finance and payment files | SRC |
| 20 Mar 2025 | Alice Guedel Cabinet member | ETPPA presented their main concerns on digital finance and payment files | SRC |
| 28 Mar 2023 | Mairead McGuinness Commissioner | Round-Table on Digital Euro (with EVP Dombrovskis and DG FISMA) | SRC |
| 28 Mar 2023 | Mairead McGuinness Commissioner | Round-Table on Digital Euro (with EVP Dombrovskis and DG FISMA) | — |
| 20 Oct 2021 | Agnieszka Drzewoska Cabinet member | Instant payments, TTPs business environment. | SRC |
| 20 Oct 2021 | Agnieszka Drzewoska Cabinet member | Instant payments, TTPs business environment. | — |
| 24 Mar 2021 | Agnieszka Drzewoska Cabinet member | Retail payments services, digital finance | — |
| 24 Mar 2021 | Agnieszka Drzewoska Cabinet member | Retail payments services, digital finance | SRC |
| 24 Mar 2021 | Florian Denis Cabinet member | Retail payments services, digital finance | SRC |
| 24 Mar 2021 | Florian Denis Cabinet member | Retail payments services, digital finance | — |
| 08 Mar 2021 | Mairead McGuinness Commissioner | Payment Services. | — |
| 08 Mar 2021 | Mairead McGuinness Commissioner | Payment Services. | SRC |
Mission & Goals
ETPPA represents the interests of third party providers of payment services (TPPs) independent of incumbents, arising out of PSD2 (Directive (EU) 2015/2366), but is open to all TPPs from all industries. ETPPA's current focus is on the review of PSD2 and the evolution towards Open Banking, Open Finance, OpenX, in support of PSD2 PISPs/AISPs, asset brokers, API access providers, account aggregators, action initiators, fraud solutions, data TPPs and more. ETPPA ensures that the third-part sector's interests are well represented at all the main regulatory and market fora.
EU Legislative Interests
PSD2 review / PSR & PSD3 / Open Banking Financial Data Access Framework (FIDA) / Open Finance / Open Data Instant Payments regulation Digital Euro AML (AMLR, AMLA, AMLD) eIDAS / EUDIW Settlement Finality Directive Data Act Agentic AI Artificial Intelligence Act Startups and Scaleups Strategy DMA, DSA Stablecoins CBDC
Communication Activities
PSR/PSD3 position paper, Open Finance Manifesto, Position Paper on FIDA, Instant Payments position paper, AML regulation position paper etc.,
Interests Represented
Promotes their own interests or the collective interests of their members
Member Of
European Payments Council Euro Retail Payments Board European Forum for Innovation in Payments European Forum for Innovation in Payments Asociación Española de Fintech e Insurtech (AEFI Spain) The European Payment Stakeholders Group (EPSG) DIN - Deutsches Institut für Normung Payment Systems Market Expert Group - European Commission European Commission Expert group on European financial data space
Organisation Members
Please see https://www.etppa.org/membership for a full list of ETPPA members. Aiia Avanza Bank AB Banfico Bankin' Bonsai NV Budget Insight dwins GmbH Finanzguru Enable Banking FacePOS FIME FINANCIALREG 360, S.L. FinTecSystems Fintonic Servicios Financieros Inespay Intuit Isabel Group Ivy Kineox Klarna Kontomatik Lendrock Lesslie Linxo Loycus LUXHUB Pagateq PaySafe Plaid Powens PPRO Financial Swimbird Tell.Money Tink Trustly Group Unnax Payment Systems Vyne Wise Zerti Payment Zimpler ZTL Payment Solution