European DataWarehouse GmbH
Budget
€50 — €0
EP Access
0
accredited persons
Staff
2
0.35 FTE
EU Grants
None
Mission & Goals
European DataWarehouse GmbH (EDW) is the first central repository in Europe for collecting, validating and making available for download standardised and asset class specific loan level data (LLD) for Asset-Backed Securities (ABS) and Additional Credit Claims (ACC). EDW is an ESMA designated Securitisation Repository as of 30 June 2021 and its subsidiary EDW Limited is a FCA Securitisation Repository as of 17 January 2022. EDW provides loan and bond level data as well as documentation repository services for the fixed income market. Developed, owned and operated by the market, and endorsed by the Eurosystem, EDW helps to facilitate risk assessment and to improve transparency standards for European ABS deals. EDW became operational in January 2013 and is funded and owned by a mix of market participants. EDW operates as a utility to respond to the need for improved transparency to investors and other market participants in ABS, and currently hosts data for more than 1800 ABS and ACC.
EU Legislative Interests
Revision of the Securitisation Regulation (EU) 2017/2402 Implementation of the EU Covered Bond Directive (EU) 2019/2162 ECB ABS and ACC Eligibility Criteria and Assessment Additional Credit Claims framework for Ireland, Italy, Portugal and Greece Involved in the EC Action Plan for NPL following the publication of the EBA NPL transaction templates NPL Secondary Market Directive European Single Access Point Directives EU Taxonomy Regulation Energy Performance of Buildings Directive Digital Operational Resilience Act General Data Protection Regulation
Communication Activities
EDW key characteristics are centralisation (single centralised data repository in Europe for the securitisation market), transparency and accessibility (fast access to data; disaggregated data: relevant information allows a high degree of ABS portfolio transparency) and standardisation (standardised definitions of reporting formats for quick and efficient comparison). EDW current projects include: in-depth deal analysis, data quality management (customisation of stratification tables and comparison across submissions; drill down to loans across jurisdictions and time series); monitoring and risk management (analysis of deal composition and comparison with transaction documentation; portfolio monitoring – evolution of late stage arrears and defaults; single vs. multi issuer deal analysis; clusters of borrower credit profiles according to specific criteria such as age, income, employment status etc.) and mortgage market benchmarking. EDW has also launched a document repository that is now available for all transactions. Moreover, EDW has organised a series of workshops and webinars for data owners and providers in order to increase awareness of data quality issues, and has participated to the main conferences related to the ABS market organised across Europe. EDW is also currently working on a project beneficiary of a EC grant part of CINEA called ENGAGE for ESG that involve a portal infrastructure for specific templates.
Interests Represented
Promotes their own interests or the collective interests of their members
Member Of
EDW is an observer of the European Mortgage Federation (EMF), Energy Efficiency Mortgages Hub Netherlands (EEMH NL) and European Financial Markets Association (AFME)
Organisation Members
European DataWarehouse has 16 shareholders from across Europe. The current shareholders as of January 2026 are as follows: Banco Bilbao Vizcaya Argentaria S.A. Banco Santander S.A. BNP Paribas S.A. Caixa Bank S.A. Crédit Agricole S.A. Crédit Foncier de France Creditreform Rating AG DBRS Ratings Limited Dutch Securitisation Association Intesa Sanpaolo S.p.A. Instituto de Crédito Oficial Moody's Group Cyprus Limited MMS Germany Holdings GmbH Société Génerale S.A. True Sale International GmbH UniCredit S.p.A.
Additional Information
The LIFE grant was awarded starting on 1st November 2022 for a three years period till end of July 2026. Part of the financing have already been paid to EDW as ENGAGE Project Coordinator in October 2022. Second financing tranche was paid in 2024.
Commissioner Meetings
No recorded meetings with EU commissioners.