EPPARG Ltd

EU Legislative Interests

European Commission Green Paper on Ageing of 27.01.21 (COM(2021)50 final; A Capital Markets Union for people and businesses-new action plan (COM/2020/590) final. We have submitted a response to the public consultation on the European Commission Green Paper on Ageing launched on 27.01.21. We submitted a response to the Capital Markets Union High Level Forum final report in June 2020. We submitted a response to the Call for Evidence on the Mortgage Credit Directive in February 2022. We take a continuing interest in EU policies focused on retirement provision which can affect equity release, including work on financial services and institutional fairness led by the Commissioners appointed in 2024.

Communication Activities

Our members have a keen interest in supporting the European Commission and the European Parliament to build understanding of how home equity release solutions can play a key role in ensuring fiscal and financial sustainability in view of Europe's ageing population as set out in the Green Paper of January 2021. A number of our members also supported the latest European Commission co-funded project to explore solutions which include housing wealth, namely 'Promoting the contribution of private savings to pension adequacy: Integrating residential property with private pensions in the EU', which was led by iff in cooperation with Rostock University (UROS), Andrássy University (AUB), Waterford Institute of Technology (WIT), Technical University of Delft (TUD), The Libera Università Maria Ss. Assunta (LUMSA) and Queens University Belfast (QUB) (Grant Agreement No VS/2015/0218). EPPARG is also one of the founders of the Global Equity Release Roundtable, which seeks to bring the benefits of international experience to its members in EU Member States and to furnish EU representatives with relevant information to inform future policy making.

Interests Represented

Promotes their own interests or the collective interests of their members

Member Of

Global Equity Release Roundtable.

Organisation Members

http://epparg.org/about-us/board-associates/

Additional Information

EPPARG is based in the UK and EU representation forms a part of its activities, noting that it is also active at International level, for example as a co-founder of the Global Equity Release Roundtable.