Bank Policy Institute

EU Legislative Interests

This list is provided on a non-exhaustive basis and reflects the principal EU and international policy files on which BPI may engage from time to time. Given the breadth of our remit across banking policy, regulation and supervision, resolution, payments, financial crime, sustainable finance, market structure and related international standard-setting, the specific files covered may evolve over time in line with the EU and global policy agenda Capital Requirements Regulation and Capital Requirements Directive. Basel III implementation and prudential standards. Bank Recovery and Resolution Directive. Single Resolution Mechanism and resolution planning. Deposit Guarantee Schemes. Liquidity and funding requirements. Credit risk, market risk and operational risk. Securitisation Regulation. Covered bonds framework. Supervisory review and Pillar 2 requirements. Macroprudential policy. AML/CFT legislative package. Payments Services Directive and Payment Services Regulation. Instant payments and payment account access. Open banking and open finance. Digital Operational Resilience Act. Cybersecurity and ICT risk. Markets in Crypto-Assets Regulation. Stablecoins and wider digital asset policy. European Central Bank digital euro work. Sustainable finance disclosures and taxonomy. Corporate sustainability reporting and due diligence. Sustainable Finance Disclosure Regulation. EU Taxonomy Regulation and related delegated acts. Corporate Sustainability Reporting Directive. Corporate Sustainability Due Diligence Directive. Sustainable finance and transition finance initiatives. Climate-related financial risk and prudential supervisory expectations. Climate-related disclosures by financial institutions. European Sustainability Reporting Standards (ESRS) European Sustainability Reporting Standards for Non-EU Groups (NESRS) Transition plans for financial institutions and corporates. Climate stress testing and scenario analysis. Green asset ratio and climate metrics reporting. Energy transition, decarbonisation and industrial policy measures. Carbon pricing and emissions trading-related measures. Banks’ role in financing the transition and related capital allocation issues. Capital Markets Union and Savings and Investments Union. MiFID/MiFIR and market structure. EMIR and derivatives clearing. Benchmarks Regulation. Cross-border payments and correspondent banking. Financial data access and data sharing. International capital, liquidity and resolution standards. EU-US and broader international financial regulatory cooperation. Sanctions, economic security and financial crime controls. Financial consumer protection. Financial services competitiveness and proportionality. Bank insolvency and crisis management policy. Supervisory reporting and regulatory data.

Communication Activities

See all of BPI's public-facing communications about prudential regulatory policy issues at www.bpi.com. All press releases may be found at https://bpi.com/press and all events are listed at https://bpi.com/our-events. Our communications are focused mostly on US policy issues, but global bank prudential policy issues are influenced heavily by agreements made by US policymakers with European policymakers in the Basel Committee and at the FSB, and so EU and US policymaking is closely intertwined and connected. Hence, our interest in EU bank prudential regulatory polices.

Interests Represented

Promotes their own interests or the collective interests of their members

Member Of

BPI is not a formal member of any other organization.

Organisation Members

BPI is a trade association and we have 40 banks, including some European banks, as members. Those members are listed here: https://bpi.com/about-us#membership

Additional Information

Work with SAM advisory consulting to engage with other trade associations and occasionally public speakers in EU (as part of third country network engagement)